A sovereign wealth fund structure for one person.
Simple.
Clean.
Built for a family.
Built for 2035.
Built to outlive you.

You do not need a nation to have a sovereign fund.
You need a structure, a philosophy, and a discipline.

This gives you all three.

No fluff.
No emotion.
Only sovereignty.

PERSONAL SOVEREIGN WEALTH FUND

(PSWF-2035 MODEL)

This is a 10-year regenerative capital system designed to:
• protect your family
• grow your future
• direct energy toward good
• create a legacy that compounds without you

It mirrors Norway’s fund, Singapore’s GIC, and UAE’s ADIA,
but sized for one human.

1. THE PURPOSE OF YOUR FUND

(Your constitution)

1. Preserve your future family’s freedom
2. Generate stable yield regardless of global volatility
3. Invest in assets tied to the world’s long-term needs
4. Allocate capital ethically and consciously
5. Build a multi-generation base that cannot be broken

This is the decision rule.
All investments must serve these five aims.

2. THE FUND STRUCTURE

(Your internal departments)

Your fund has four pillars:

1. Core Reserves

Purpose
Safety, liquidity, stability.

Assets
• Cash buffers
• Short term sovereign bonds
• Tokenised treasuries
Target
20 percent

2. Productive Engine

Purpose
Steady long-term growth tied to real-world demand.

Assets
• Compute and chips
• Energy and grid
• Robotics and automation
• Productive real estate
• Critical minerals
• High cash flow equities
Target
50 percent

3. Sovereign Money Layer

Purpose
Hold neutral, non-political stores of value.

Assets
• Bitcoin
• Gold
• Potentially ETH or future settlement layers
Target
20 percent

4. Future Frontier Allocation

Purpose
Expose your family to the next wave of breakthrough value.

Assets
• Space infrastructure
• Longevity science
• Climate resilience
• Tokenised real world assets
Target
10 percent

3. THE EXACT WEIGHTING MODEL

(Your constitution in numbers)

20 percent Core Reserves
• 10 percent short-term bonds
• 5 percent cash
• 5 percent stablecoin yield or tokenised treasuries

50 percent Productive Engine
• 30 percent compute, chips, data centers
• 10 percent energy and grid
• 5 percent robotics
• 5 percent productive real estate

20 percent Sovereign Money
• 15 percent Bitcoin
• 5 percent gold or a neutral settlement layer

10 percent Frontier
• 5 percent space
• 5 percent climate and longevity

This is your personal version of Norway’s 70 percent equities, 30 percent bonds.
Except smarter for the AI age.

4. THE INFLOW SYSTEM

(DCA mechanism)

Every month you do this:

1. Add a fixed amount
2. Distribute across all four pillars at target weights
3. Do not increase based on emotion
4. Do not pause based on fear
5. Rebalance twice per year

This is how sovereign wealth funds survive crises and compound after.

5. THE ETHICAL FRAME

(directing money as energy for good)

Every dollar must meet two tests:

1. Does this investment support life?
Examples
Power, food, water, compute, medicine, resilience.

2. Is this aligned with your future family’s world?
Examples
Clean energy, automation that improves quality of life, healthy homes, better infrastructure.

If an asset fails these tests, it does not enter your fund.

6. THE MULTI-GENERATION SYSTEM

(How your children inherit the container)

You create three documents:

1. Investment Constitution
   States your principles, purpose, and allocations.
   No one alters without understanding the philosophy.
2. Governance Rules
   • Quarterly review
   • Twice-yearly rebalance
   • Annual value allocation to charity or regeneration
3. Successor Education
   They learn
   • how money works
   • how energy flows
   • why this structure exists
   • what assets mean in real life
   • how to rebuild the fund if needed

This makes your fund anti-fragile across generations.

7. IF YOU FOLLOW THIS FOR TEN YEARS

You build:

• A personal sovereign fund that outlives your job
• A structure your children can run without you
• A buffer against recessions, wars, inflation, and tech shifts
• Exposure to the highest growth engines of the next cycle
• Real-world assets that feed, power, and protect
• Neutral money outside political control
• A mission-driven portfolio that helps the world

This is a sovereign life.
This is a sovereign legacy.
This is a sovereign future.